Refinance With Seasonal Income in Arizona 2026: How Lenders Average Off-Season Months

Published on: 10/23/2026

Refinance with seasonal income in Arizona: the 2 year rule, the 24 month average, how off-season unemployment is treated, and how to verify a job that is closed for the summer. Pillar Mortgage Group.

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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